I met up with a beauty expert & what she had to say about ingredients like petroleum and Sodium Lauryl Sulphates(SLS) was rather terrifying and had me rifling through my beauty cabinet and filling up a large rubbish bag… After being further educated on such matters, I realised I’ve only touched the tip of the iceberg when it comes to beauty products that are more harmful than good. Canceling my business with them as soon as I can.I know I’ve written passionately before about harsh chemicals and things like silicone in shampoo, my 5 Steps to heavenly Hair for example. Go educate yourself about your money and investing. There exists right now a wide range of other brokerages and their apps that are light years better than Voya. Sure you can do whatever in it but you can’t take money out of it and you have to liquidate it so the money goes back to voya and you can use it for retirement. You can only do a percentage of YOUR money to open a TD ameritrade account. How about a self directed account? Sure they offer that but there’s a catch. Can you invest in some individual stocks? Nope. Do you get a wide variety of choices? Kinda, if you’re happy with them playing around with your money, taking a cut off the top and giving you a few dollars for your troubles. So if I had like 500$ I could use to pay my loan, nope, sorry we’re still making money off the interest. That’s fine, however I can’t pay back anything else unless I do a full payment, with a cashiers check. Here’s why, per a rep If I took a loan on my 457 (max being 50k) I have to setup a repayment plan. The app is fine and that’s the only things going for it. I am using the catchup provisions and contributing $26,000. It would be a simple change to allow the user to enter contributions. It only allows for a 15% maximum which it states is “your plan maximum contribution limit.” This is about 10 years out of date or more. I am mildly frustrated with the incorrect contribution limit in the planning or set up section. Of course I want 8% a year, but it gives an easy to understand display of the risk. So many people don’t understand risk, and the projected rate of return for the planning section is really nice, it gives a simple display of risk that changes as you slide from a low return to a higher return. It updates each day the market is open between 10 PM and 11 PM eastern time. It is not a replacement for a professional retirement planner or professional level planning seminar, but is a nice tool for you to input other pension and savings figures to provide a snapshot of where you are in relation to your retirement goals. Easy to use, interface uses standard menus & icons for apps. Inaccurate plan contribution limit- allow users to adjustĭoes not display split of contributions and depositsĭisplay of rate of return is hard to understand Guarantee at Īllows for input to give retirement health overview *Professional advice is based on the plan’s options available to participants.įor more information, please see the full S.A.F.E. Wherever life takes you, take the Voya Retire mobile app with you so you can retire well – with confidence. guarantee to keep your money safe and secure, while keeping you on track and coming back. We protect your assets with our enhanced encryption, biometric login, multi-factor authentication and our S.A.F.E. We value your privacy and never sell your personal data to anyone – ever. Interactive tools allow you to simulate estimated retirement income using myOrangeMoney®, get help with live chat capabilities, educate yourself with on-demand video learning or get access to professional advice*. With its clean design and intuitive global navigation, you can quickly view your savings progress, update contributions and beneficiaries, transfer money or change investments and so much more…. You’ll have easy access to your retirement plan, health savings and investment accounts, smart learning tools, resources and more…everything you need to confidently take control of your finances – all in the palm of your hand. The Voya Retire mobile app was designed for you – to meet you where you are – so you can help boost your retirement savings and manage your money all while on the go. We’ve made it easy, intuitive and secure for you to save all in one place. We’re passionate about making your life easier.ĭownload the Voya Retire mobile app to save in a snap
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